Tailored Financial
Solutions
Delivered in a
Clear and
Concise
Manner
TAILORED FINANCIAL SOLUTIONS DELIVERED IN A CLEAR AND CONCISE MANNER

Resolute Financial Planning offers you financial planning with clarity and integrity.

At Resolute Financial Planning we listen to our clients and provide pro-active advice so they can achieve their long term objectives.

Resolute Financial Planning will initially offer a financial review encompassing a clients existing situation; together with an exploration of their current and future objectives. This includes researching the market for the most appropriate solutions, which accurately meets their requirements, completing the necessary documentation and following through to a successful completion of the recommendations given.

During the initial meeting we will ask you about your goals and objectives. It is important that we fully understand your current financial position and your attitude to investment risk. We will also consider your tax position and take details of any existing investments and policies which you may have.

Crucial to the success of any wealth planning strategy is ensuring that both parties have a clear picture of where you are today and what your future plans are.

After our initial meeting we would write to outline our understanding of your position along with a brief description of my intentions.

Once we have agreed what action needs to be taken, we will then research and recommend the specific financial solutions and investments required to fulfil your objectives.

Resolute Financial Planning will provide you with a detailed report outlining the recommended financial solutions and reasons why they are suitable for your requirements.

Having met with you to discuss the report and agree the recommended solutions, the final stage of the process is to implement the recommendations, thereby, establishing the recommended wealth planning and investment strategy for you.

Our
Long Term
Relationship
with You
OUR LONG TERM RELATIONSHIP WITH YOU

We all have financial needs and deciding who to trust with your money is never an easy choice. With financial planning becoming ever more complex, there has never been a better time to take advice from a company that you can trust. Resolute Financial Planning is proud to be able to offer the very best service with the aim of establishing long term relationships with our clients.

Resolute Financial Planning does not just tick boxes and pigeon hole clients; we treat every client as an individual and value every client that we have.

By establishing a one-to-one relationship with each client we are able to offer timely, individual financial advice.

Clients also benefit greatly from the long-term nature of the relationship as our strong belief is that everybody should be able to benefit from quality unbiased independent advice that is tailored to your individual requirements.

Your financial requirements today could be significantly different to those of the future. In order to ensure your plans stay on track we recommend they should be reviewed, at least annually. We will meet with you at the very least annually to review my recommendations and your circumstances and, if necessary, we will make recommendations for any changes which may need to be made.

Taking the time to understand your financial goals is vital in getting the best possible result for you and your money. We guide our clients through what can appear the complex world of financial planning and ensure that they are able to achieve their long-term financial aspirations.

Who We Are
WHO WE ARE

Resolute Financial Planning offers financial planning with clarity and integrity.

Today people in every way of life have complex financial needs that deserve the individual attention and expertise that Resolute Financial Planning is known for.  If you are a business owner or a family concerned about financial planning maybe its time to start a relationship with Resolute Financial Planning.

Resolute Financial Planning was formed with the belief that high-quality, professional financial planning can only be achieved through a transparent service. Our strong belief is that everybody should be able to benefit from quality unbiased independent advice that is tailored to your individual requirements.

Resolute Financial Planning provides a professional service to clients who need help and guidance in organising their financial affairs to obtain their financial and lifestyle goals.

Deciding who to trust with your money is never an easy choice but rest assured Resolute Financial planning does not just tick boxes and pigeon hold clients; every client is valued and treated as an individual.

Resolute Financial Planning is proud help clients make more sense of their money and to ensure that their needs are met both now and in the future.

Ultimately, our service is about giving you financial peace of mind.

 
Creation and Preservation of Wealth
CREATION AND PRESERVATION OF WEALTH

What wealth really offers you is the ultimate in choice; the choice of how and where to spend your time because, after all, it is your most precious commodity. There's a whole world out there to explore and a whole lifetime of experiences to be shared with family and friends; and part of our role is to maximise these choices and outcomes for you.

As you move through life's stages your need for the accumulation and preservation of wealth and the need to produce income will change.

When your financial objective is wealth creation you may be busy building a business or working on a successful career in your chosen occupation. You may have a substantial amount of income that needs to be invested for capital growth and it is vital to have a company working with you that you can trust to build your wealth through professional management.

In time you will have built sufficient capital to become financially independent. It does not necessarily mean retirement but places you in a position of many more choices. The emphasis from an investment prospective is likely to change to wealth management, with the probable objective of preserving your capital and generating higher levels of income whilst mitigating the tax you pay.

Careful estate planning could help ensure that the wealth you worked so hard to accumulate will be preserved and distributed to your heirs according to your wishes. We can provide you with a custom analysis that illustrates a broad range of estate planning vehicles and high-net-worth financial planning strategies.

There is more to wealth than merely accumulating money; it is the enabler for you to reward yourself for hard work and we help you use these rewards to generate more choices for you in the future.

Resolute Financial Planning's aim is to will help you build, protect, use and pass your wealth on. We want all of our clients to keep together what they have worked so hard to put together.

The hurdles to a secure retirement are well known: inflation, taxes and increased life expectancies, to name a few If you wish to plan for a comfortable retirement. Resolute Financial Planning can help you plan for income for as long as it?s needed in an uncertain life.

We all have hopes and dreams for ourselves and our families. Whilst there is no magic formula Resolute Financial Planning can help you preserve the assets that you have spent years accumulating and generate the income when you most need it.

 
Problem Solving
PROBLEM SOLVING

At Resolute Financial Planning we are focussed on creating intelligent solutions for the financial problems that our clients have.

By working with our clients and using the wealth of experience that we have, we are well placed to create effective solutions. Your full participation in the decision making process will help you understand, address the issues and ensure you end up with the right advice.

We identify what really matters to you and then create a plan that serves you and the people you care most about. This will be unique to you and will be designed around your objectives and will constantly evolve and change as you go through life.

Planning personal finances can be difficult and also time consuming. There are so many factors to be taken into account and the range of alternatives can often be confusing. We have a commitment to providing clear and concise information, free of "jargon" and written in plain English.

Resolute Financial Planning is able to produce solutions that reflect your individual needs which will enable you to plan your secure financial future with confidence and peace of mind.

 
Services
SERVICES

Our aim is to ensure that you have the best possible independent advice when planning your financial future.

Our services include:

  • Giving you financial clarity and help you make better financial planning decisions
  • Help you plan yours and your family’s future
  • Protecting your family
  • Helping you fund your lifestyle
  • Minimising tax
  • Retirement solutions
  • Estate planning and helping to ensure your wealth reach the people you want to benefit, in the most tax-efficient manner
  • Giving you guidance and counsel for peace of mind

Giving you Financial Clarity

People today are simply ‘thought flooded’ and cannot process all the financial and investment information that bombards them everyday. Resolute Financial Planning will help you by cutting through the noise and give you clarity when it comes to your financial planning.

Help You Plan Your Future

"To invest successfully over a lifetime needs a sound intellectual framework for making decisions and the ability to keep emotions from corroding that framework" - Warren Buffet.

Sometimes you need to seek out the advice of a professional. For your health... for legal issues... and when it comes to your financial well-being. It just makes good sense.

A professional financial advisor can help sort through all of the options available to you and put together a plan that will help you achieve your short-term, and long-term, financial goals. And as your life evolves and your priorities change, Resolute Financial Planning will continue to work with you, re-evaluating and adjusting your plan along the way.

Tax Planning - Not Planning is Like Planning to Fail

Paying as little tax as possible by planning a coherent overall strategy should form a central part of your financial planning.

The three main areas of tax are Income Tax, Capital Gains Tax and Inheritance Tax and they all interact with each other. If you do nothing then the Government will ensure that your hard earned wealth will end up in their coffers. With this in mind, Resolute Financial Planning will help you take full advantage of tax saving opportunities open to you.

Estate Planning

"There are only two certainties in life: death and taxes" - Benjamin Franklin

Along with a will, you should also consider estate planning as a way of protecting your assets during your lifetime, while ensuring that they are distributed according to your wishes after your death.

Due to the complex nature of tax and estate laws, it is strongly recommended that you obtain professional legal and tax advice when doing your estate planning. And remember to update your estate plan whenever you have a major life change such as a marriage, divorce, birth or death in the family.

Inheritance Tax Planning could save your family hundreds of thousands of pounds in tax. The number of people who pay this form of tax is growing rapidly so will your total asset value provide the Inland Revenue with a tax windfall?

This is one tax that can be avoidable with careful planning. There are many options are available which may appear complex but with Resolute Financial Planning's help this is often not the case.

The Financial Conduct Authority does not regulate some products such as Will services

Retirement Solutions - Creating a Retirement Strategy

Wouldn’t it be great to look forward to your retirement rather than worry about how you are going to manage financially when you are no longer working? The key to this security is having a well-planned retirement strategy, reviewing it annually, at a minimum, and sticking to it.

The first step in retirement planning is to determine how much income you will need on a monthly or annual basis to maintain the lifestyle you desire in retirement. Once you determine how much money you need, you will have to find sources for that money.

It is vital to plan to try and ensure that you will be able to maintain the standard of living that you are used now. If you believe that 'State Pensions' will keep you in the lap of luxury when you retire then you are very likely to be terribly disappointed.

Resolute Financial Planning can help you create a successful and realistic retirement strategy.

Protecting Your Family

If something were to happen to you...a critical illness...or worse, would your family have the financial protection they need for their future?

One of the best ways to ensure your family’s needs are met if an unfortunate event should occur is to have adequate insurance protection.

Protection is all above providing financial security for you and your family.

Resolute Financial Planning will guide you to ensure you have the right type of insurance and the right amount of insurance.

 
Testimonials
TESTIMONIALS

At Resolute Financial Planning we are very proud that the vast majority of our new clients come from referrals from existing clients with whom we have built a trusted, solid relationship and who are very satisfied with the advice and service they have received.

The strength of our client relationships is founded on our total commitment to deliver the highest levels of independent advice suited to our clients' needs and always striving to exceed our clients' expectations.

"Andrew has advised me, and other family members, on numerous investment and pension issues for many years. His advice is always well researched, carefully considered and clear. His attention to administration and matters of detail is excellent. Andrew has great personal and professional integrity and on the basis of our dealings over the years, I have absolute trust in him."

Michael P. Retired Financial Director of Vodaphone

"Andrew has successfully advised our family for many years on both investment and pension matters. What was very impressive about Andrew's initial approach was that he did not push various products or vehicles at us like many advisors, but rather listened carefully to our requirements and our risk appetite before returning with a bespoke solution for our investment needs. Andrew is always meticulously prepared, very pro-active and takes time to ensure we fully understand the commitments we make. He has become a close friend and we trust him explicitly."

Mario P. Biotech Executive

"Andrew has been my financial advisor for 10 years, dealing successfully with all my family's investment and pension matters. He spends considerable time understanding our current and future needs, providing proactive planning and advice and bespoke investment solutions that match our changing investment requirements. Andrew has become a friend of the family and we value his personal and professional integrity and have complete trust in him."

Paul K. Former Director of Quintiles; Management Consultant

"For more than 10 years Andrew has been a good friend and a trusted adviser when it comes to my family's financial affairs on both investment and pension matters. His meticulous and detailed planning has helped guide us through complex investment issues, particularly those relating to time spent abroad for family members under expatriate status. As a family we have complete faith in Andrew and his ability to provide sound investment advice in these turbulent economic times."

Doug C. Oil and Gas Industry Consultant

"Andrew has been financial adviser to my wife and I since 2002 and has been invaluable in helping us make key financial decisions in the light of changing circumstances. He has come up with a number of innovative and appropriate solutions to meet our needs and has proved to be completely reliable and trustworthy. We are happy to regard him as a friend as well as an adviser."

Brian L. Retired Director of an International Paint Company

"Myself and my wife first approached Andrew for advice in 2005 and we have been a client of his ever since. Andrew's advice was clear, well thought out and invaluable. We feel we have been treated with honesty and integrity, which is why Andrew will continue to be our adviser."

James G. Business Consultant for International Insurance Company

 
Client Charter
CLIENT CHARTER

We expect to develop a long-term partnership with you, to help you achieve your lifetime goals.

This charter acts as a 'letter of engagement' and is a statement of what we consider to be best practice.

  • We will act with integrity, honesty and openness in everything we do for and with you
  • We will always act impartially and your interests will come first at all times
  • We will treat you fairly, as we would want to be treated ourselves
  • We aim to fulfil the financial planning needs of clients to the best of our ability
  • We will maintain client’s confidences, whilst adhering to the letter and spirit of applicable laws and regulations
  • We will be totally transparent with regard to our dealings with you
  • We will provide service to clients and their beneficiaries with no undue delay and we will aim to meet agreed deadlines and where we cannot we will update you as early as possible
  • We adhere to professional standards of conduct in advising clients for protection and attainment of financial security objectives
  • We will avoid any action likely to prejudice the financial well being of clients
  • We will present accurately and honestly all the facts essential to clients decisions
  • We will co-operate with others whose services are related to meeting the needs of clients
  • At all times we will conduct business to a high professional standard
 
Be Better Informed
BE BETTER INFORMED

At Resolute Financial Planning we believe that clients should have the opportunity to be better informed. Keep checking back for the next issue of our Financial Planning magazine.

 
Contact Us
CONTACT US

Please contact us to discuss your requirements. Resolute Financial Planning's head office is in Cardiff, but we work with clients throughout the UK.

We will arrange to meet with you for an initial review, with no further obligation and no cost to you. If you prefer we are more than happy to travel to your home to meet with you.

Our normal opening hours are 9.00am to 5.30pm Monday to Friday.

Telephone: 0845 4671200

Facsimile: 0845 4671250

Email: info@resolutefp.co.uk

Address: Resolute Financial Planning, Castle Court, Cathedral Road, Cardiff, CF11 9LJ

Resolute Financial Planning looks forward to hearing from you.

Resolute Financial Planning is an appointed representative of Network Direct Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales at ER Grove & Co, Grove House, Coombs Wood Court, Steel Park Road, Halesowen, W. Mids, B62 8BG. Registered number: 7692659


Resolute Financial Planning is an appointed representative of Network Direct Limited which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales at ER Grove & Co, Grove House, Coombs Wood Court, Steel Park Road, Halesowen, West Midlands, B62 8BG. Registered number: 7692659